Home Insurance

Please click on the expandable sections below to show the policy wording or IPID for each product. These have been organised by the date on which your cover started, with the most recent version at the top.

Policy Wordings

IPIDs (Insurance Product Information Documents)

Home, Holiday Home & Unoccupied Home

For policies with cover start date after 18/02/2025 08:00 UK time

Policy Booklet – Home v3.2

For policies with cover start date between 22/02/2023 00:00 and 18/02/2025 08:00 UK time

Policy Booklet – Home v3.1

Landlord Rental Property

For policies with cover start date after 22/02/2023 00:00 UK time

Policy Booklet – Landlord Rental Property v1.5

For policies with cover start date between 30/04/2021 14:00 and 22/02/2023 UK time

Policy Booklet – Landlord Rental Property v1.4

IPIDs (Insurance Product Information Documents)

Home

For policies with cover start date after 18/02/2025 08:00 UK time

Home Insurance – Contents cover v1.5

Home Insurance – Buildings cover v1.4

Home Insurance – Buildings & contents cover v1.5

For policies with cover start date between 11/10/2024 19:30 and 18/02/2025 08:00 UK time

Home Insurance – Contents cover v1.4

Home Insurance – Buildings cover v1.3

Home Insurance – Buildings & contents cover v1.4

For policies with cover start date between 03/02/2022 09:00 and 11/10/2024 19:30 UK time

Household – Contents only v1.3

Household – Buildings only v1.3

Household – Buildings & contents combined v1.3

Holiday Home

For policies with cover start date after 18/02/2025 08:00 UK time

Holiday home – Contents cover v1.4

Holiday home – Buildings cover v1.4

Holiday home – Buildings & contents cover v1.4

For policies with cover start date between 03/02/2022 09:00 and 18/02/2025 08:00 UK time

Holiday home – Contents only v1.3

Holiday home – Buildings only v1.3

Holiday home – Buildings & contents combined v1.3

Unoccupied Home

For policies with cover start date after 18/02/2025 08:00 UK time

Unoccupied home – Contents cover v1.3

Unoccupied home – Buildings cover v1.3

Unoccupied home – Buildings & contents v1.3

For policies with cover start date between 03/02/2022 09:00 and 18/02/2025 08:00 UK time

Unoccupied home – Contents only v1.2

Unoccupied home – Buildings only v1.2

Unoccupied home – Buildings & contents v1.2

Landlord Rental Property

For policies with cover start date after 11/08/2020

Landlord Rental Property – Contents only v1.1

Landlord Rental Property – Buildings only v1.1

Landlord Rental Property – Buildings and contents combined v1.1